Establish Your Price Range  & Obtain Financing
Many think that the first step is to look for a house and establish financing after something has been found. Unfortunately, what happens many times is that the Buyer looks outside their range of affordability and is faced with disappointment after it is determined their dream home is out of reach. The disappointment is magnified when buyers are then shown homes within the affordable range and the homes in the new range do not offer the same level of sophistication as those seen before. Understanding your financial position up front will simplify your search and make for a much more rewarding buying experience.

The best way to discover your price range is to talk to a financial lending expert. These experts will gather information about your income and expenses and help you find the “right” program and monthly payment for you. You can choose any lender you’d like and you might want to talk to more than one so you can compare costs and services offered. Marilee Murphy can provide you with references to lenders if you need them.